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post #1 of 20 (permalink) Old 01-17-2017, 09:17 AM Thread Starter
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classic car insurance

Hello all;

Any feedback on classic car insurance companies? I have several cars with Condon and Skelly, but am looking for an alternate vendor. The big gorilla in this space is Hagerty, but the quote is double what American Modern insurance is quoting me. Any feedback, good or bad, on these companies would be sincerely appreciated

mh
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post #2 of 20 (permalink) Old 01-17-2017, 09:29 AM
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I have not needed to make a claim but I have been happy with Hagerty. They reply to my emails quickly.

- - Eric
don't read this
~ 1984 Spider Veloce ~
- -~ 1981 GTV-6 ~
Mebane, North Carolina


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post #3 of 20 (permalink) Old 01-17-2017, 09:35 AM
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JC Taylor. I haven't made a claim with them yet but they have a good reputation and are a lot cheaper than Hagerty.

Chris

1990 Spider Veloce
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post #4 of 20 (permalink) Old 01-17-2017, 10:00 AM
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I have American Modern. My car got clipped while it was being serviced by a kid driving a minivan. Ugh. They were prompt to respond, paid the full cost of repair, including shipping a new bumper from Classic Alfa, and went after the other company. For a reasonable rate, I have 6K miles per year coverage, which is plenty for Connecticut. I have no other affiliation with the company and recommend them.
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post #5 of 20 (permalink) Old 01-17-2017, 10:53 AM
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Glad to hear their claim service was OK. I had bad experiences with American Modern's account management and the included roadside assistance was a joke. Ended up moving to Hagerty at a comparable price.

Jason Arrington
1989 Spider driver
1974 Spider restoration project

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post #6 of 20 (permalink) Old 01-17-2017, 11:11 AM
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All of mine are with the Auto Club, same as my house and driver cars.

Have had lots of claims (wife) over the years and AAA can't be beat for their service.

When my daughter had a crash in my '89 Toyota Supra Turbo and totaled it, AAA repaid the $2000 that I had just paid for a head gasket job. Ended up getting more than the car was worth retail !!

'64 Guilia Spider
'67 GTV
'68 Giulia Super

Conservatives-we work hard, so you don't have to !
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post #7 of 20 (permalink) Old 01-17-2017, 12:19 PM
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I went with Grundy.

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post #8 of 20 (permalink) Old 01-22-2017, 09:01 AM
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I live in a high cost market and Hagerty was very reasonable . . . Just pay close attention to their value system, as that is what your coverage is on without any sort of agreed value rider.
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post #9 of 20 (permalink) Old 01-22-2017, 09:18 AM
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I have Hagerty. Very easy to work with as I add and remove cars. Best of all - 50 miles towing. Full confession - yes I've had to call on them a few times to get a flatbed "ride of shame" after something went wrong. Each time, the company they sent was used to old and exotic cars and could deal with lowered cars and were very careful with our cars.

Life's too short to drive boring cars. 1969 Alfa Romeo Spider Veloce, 1968 Lancia Fulvia, 1973 Opel GT, 1973 Triumph TR6, 1979 Triumph Spitfire, 1966 Lotus Elan, 2005 Lotus Elise
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post #10 of 20 (permalink) Old 01-22-2017, 09:32 AM
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I first had Hagerty but switched to Grundy. Grundy was half the price of Hagerty. Grundy goes out of its way to emphasize that the insured car can be used for pleasure only; Hagerty seems to be less strict when it comes to use beyond pleasure.
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post #11 of 20 (permalink) Old 01-28-2017, 06:16 PM
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i use grundy.

they are very professional and cheaper than hagerty's.

1992 alfa romeo spider veloce
2000 saab 9-3 coupe
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post #12 of 20 (permalink) Old 02-11-2017, 10:51 AM
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I've had my fun cars insured with Hagerty for several years. Haven't had to use them yet, but I've heard nothing but good things from those that have. I think you're definitely paying a little more for the convenience of good customer service and a nice website that makes it easy to make a lot of changes without talking to anyone on the phone.

Recently, I got curious when I saw a stand for Heacock classic insurance at a local car show. I ran a quote through them and it came out to about 2/3rds of what I'm paying through Hagerty, but I didn't make the switch. I could sense that all the processes with Heacock were already not as smooth and effortless as with Hagerty.
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post #13 of 20 (permalink) Old 02-25-2017, 08:56 AM
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Another Grundy 'insuree'. I have coverage on 2 'old-timers'...my Alfa & '73 BMW tii...Grundy is very easy to deal with, I haven't made any claims but if I have questions they're quick to respond...

Regards
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post #14 of 20 (permalink) Old 02-27-2017, 10:08 AM
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I have been with Hagerty for 12 years, have an agreed value policy with no limits on miles and have needed to use them twice. No hassles from them.
Costs less per year than 2 weeks coverage on my other vehicles with different company.
They understand what we have and the value we place on our cars.

Get out there and DRIVE !

Bill ("Plays well with others")
1978 Spider Veloce
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post #15 of 20 (permalink) Old 02-28-2017, 06:48 AM
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Bill, you bring up an interesting point. I have an "agreed" policy with American Modern. I just did a lot of work to my car and increased the insured value based on that work. But I wonder, if I was in a major accident, would the insurance adjuster "agree" with value I now state, which includes the original purchase price of the car and now the money I've put into it. Anyone had an experience where the insurance company paid less than your car's value? Or should I start shopping around for a "stated" policy?
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