I am looking at a 1986 gtv6 and was wondering what maintenance and insurance costs would be, and would like to know if the car would have any problem running in the summer in Texas. Is the gtv6 reliable enough to use as a daily driver?
There is good and bad advice in this thread...but it's advice nonetheless. You've posted in the right forum anyway!
The GTV6 is an awesome driver's car but for any kind of city driving in Texas as a daily car it is a terrible choice. (read: impractical on many levels).
Regarding your questions...
1) Maintenance - if you're not doing it yourself, put aside at least $1,000 a year (rough estimate) to properly maintain the car and deal with things that pop up. Hourly rates are not cheap at any legitimate shop that will handle this car. Parts are not inexpensive but they are usually available for any mechanical ailment. Furthermore, there aren't many major needs you should anticipate if the car is fresh. Clutch, driveshaft, timing belt and water pump are the big consumable items. Major rebuild items like a weak engine that consumes oil, weak synchronizers in the transaxle, or a tired front suspension will require at least a thousand bucks to remedy - each. Trim parts are not available new. Windshield is very expensive. Rust is a consideration.
2) Insurance is between you and your insurance provider, it is not difficult to get a quote.
3) Summer driving in Texas - I would never. Tons of glass, lots of black plastic, inadequate A/C even when new? No thanks. I daily drove a GTV6 in DC summer heat and humidity but I was (now wiser!) a glutton for punishment. Never again. It is very tiring to drive a GTV6 in summer heat.
4) Daily driver reliability - sure - but it's an old car, so it will treat you as you treat it. As with any old car, **** happens - be prepared financially and practically (backup vehicle) to deal with it and the GTV6 will be a treat rather than a burden.
I propose that the happiest GTV6 owners are those who purchase, own, and drive the car without unrealistic expectations. Fully embracing the potential issues and costs of ownership lets you enjoy the car's many engaging and exciting dynamics. Otherwise, one risks being disappointed by an old car.
Where are you in Texas? There is an absolutely awesome GTV6 (in Texas) that is not yet advertised from a long-time club member who is trustworthy. If you're nearby I can link you guys up...