
03-24-2009, 06:55 AM
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Join Date: Jun 2008
Location: Ventura, CA
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There's a difference between buying insurance from an agent and filing a claim. Sure, the agent will sell you a policy, but the claims department will have your premium returned and deny your claim because you don't own the vehicle. Read your policy.
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Ben
1971 Spider
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03-24-2009, 08:46 AM
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This won't work, you would have to produce the title or other proof of ownership and in some cases (NY to be sure) photos would have to be taken by insurance rep prior to coverage being effective.
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03-24-2009, 09:28 AM
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Join Date: Aug 2005
Posts: 177
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Sorry Guys. But I dont want to argue with you here.. Great case in point "Legal Files by Howard Dranus" Sports car market guide summer of 07, A guy buys a ferrari f430 on Ebay Wires the 230,000 dollars to New York to the seller and turns out the seller is fraudulent and the car is non existant... Low and behold he put the car with the vin on his insurance and paid his 1000 dollar deductable and the Insurance company paid him the purchase price of the car. The insurance company then went after the seller..
Another case in point. My Red Alfa romeo with a State farm policy rolled out of my driveway and crashed into two cars....(Pics if you want to see  ) GUess what State farm paid for all of the damage and THe car was never in my Name.. Really I have owned over 283 cars in 20 years. Stop arguing with me on this one....  Jeff
Just ask yourself a question. When is the last time your agent asked for the Registration to your car? When is the last time a Claims adjuster asked to see the Registration to your car?
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[SIGPIC][/SIGPIC]JJ
Last edited by jjay911; 03-24-2009 at 09:35 AM.
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03-24-2009, 11:26 AM
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Join Date: Jun 2008
Location: Ventura, CA
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Under California Law, you must have an "insurable interest" in the property for insurance to be effective. (Insurance Code section 280.) In your case, you had possession of the car and could prove it was yours. That's different from sending money to someone on the false promise that they would send a car to you. You would have neither possession nor title nor an "insurable interest." I've worked with insurance companies on claims for over 20 years. I wouldn't count on that claim being paid by any of them.
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Ben
1971 Spider
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03-24-2009, 12:43 PM
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FORZA ASSERGI
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Join Date: Sep 2005
Posts: 1,246
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The GTV6 was just trying to escape so it could wipe off that silly Ferrari sticker someone stuck on it's as$.
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Ciao tutti
93 Spider (red)
87 Milano (not red)
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03-24-2009, 12:59 PM
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Join Date: Jan 2008
Location: Loomis, CA USA
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Amen to that!
Quote:
Originally Posted by aldo
The GTV6 was just trying to escape so it could wipe off that silly Ferrari sticker someone stuck on it's as$.
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74 GTV (red) (rusty) (fun)
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03-24-2009, 01:59 PM
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Senior Member
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Join Date: Mar 2004
Location: Berkeley, CA
Posts: 6,655
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My daily-driver insurance agent (Allstate; Calif.) demands reg documents on all my cars and raises a stink if I don't send them right away.
Andrew
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03-24-2009, 04:11 PM
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Senior Member
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Join Date: Aug 2003
Location: Williamsburg, VA
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Those pictures bring a tear to my eye,  except for maybe the Toyota, that brought a big grin.
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Ciao,
Brad Purvis
The Roadster Chronicles
The Roadster Chronicles Blog
If you don't know where you are going, any road will get you there.
Former Alfas; in order of appearance:
1984 Spider ZARBA5418E1019652
1987 Milano Silver
1971 GTV
1991 Spider ZARBB32G7M6005901
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03-25-2009, 11:30 AM
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Senior Member
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Join Date: Jan 2007
Location: San Antonio, TX
Posts: 148
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Quote:
Originally Posted by Andrew
My daily-driver insurance agent (Allstate; Calif.) demands reg documents on all my cars and raises a stink if I don't send them right away.
Andrew
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I too have to provide registration information to my agent and list any leinholder (I believe it's so they have record on who to pay in case of a loss).
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Steve
1986 GTV6 - No 2nd gear crunch.... yet.
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03-26-2009, 07:28 PM
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Location: Martinez California
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I do believe I saw that very alfa on ebay, nice looking car, I hope you can get it fixed and back on the road.
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Proud owner of the White Dragon (a.k.a. 1991 164L)
1989 Peugeout 405 MI16, 1980 Moto Morini 3 1/2 Sport
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03-26-2009, 07:41 PM
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Registered User
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Posts: 177
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Quote:
Originally Posted by jontg428
I do believe I saw that very alfa on ebay, nice looking car, I hope you can get it fixed and back on the road.
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Yes Im the one that sold it on ebay. I fixed it before selling it...
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[SIGPIC][/SIGPIC]JJ
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03-26-2009, 09:36 PM
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Registered User
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Join Date: Jul 2006
Location: San Diego
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Quote:
Originally Posted by jjay911
Yes Im the one that sold it on ebay. I fixed it before selling it...
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Great looking GTV6. I'm glad that where you live you can get coverage and recourse if a car is non existent or is never delivered. That would not happen where I live
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currently: 1984 GTV6 (Sabrina) 1992 164L (Jill) 1992 164S (Kelly) 1989 Spider Veloce (Julie)
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03-26-2009, 09:40 PM
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Member
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Join Date: Oct 2007
Location: Vancouver Canada
Posts: 63
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Quote:
Originally Posted by jjay911
Yes Im the one that sold it on ebay. I fixed it before selling it...
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Perhaps it's off topic about fraud & scams...
Hope you've made a "declaration" on damaged sustained on your GTV when you sold the vehicle on Ebay.
Whether it was trying to escape or to rid a sticker stuck on it's as$
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09-08-2009, 10:52 AM
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Registered User
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Join Date: Dec 2007
Posts: 5
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hey hey hey!!!!
youre getting extremely off topic
anyway - heard that Carlo has a new ebay account , and cheats on it the same way.
they guy likes the overseas clients most - gains their trust than keeps lying that hes got the car , when its a hell of a lie...
Definately somebody should get Dalelio's *** kicked...
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09-08-2009, 11:26 AM
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Registered User
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Join Date: Apr 2005
Location: San Diego
Posts: 80
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Just a little addition to this; Be wary of another ebay scammer UserID tobbonpace. He scammed me for a pair of heater control knobs. He sent the $$ - No Problem. I sent the items - Claims he didn't receive them. Forced me to make a refund via PayPal. EVERYBODY that I send out to, receives items except this ONE guy? After 10+ years on ebay?? If you do ever sell to this guy, MAKE DAMN SURE YOU SHIP IT REGISTERED MAIL, NO MATTER HOW SMALL THE PACKAGE, AND PASS THAT COST ON TO HIM FOR DOING SO.
BEWARE of this scammer.
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JFK
http://www.sandiegoalfaromeo.com
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